UGA SBDC employees may choose from four plans: Comprehensive Care, Consumer Choice HSA, BlueChoice HMO, and Kaiser Permanente HMO. All plans include no pre-existing condition restrictions. Each plan has four coverage levels: Employee only, employee + child, employee + spouse, or family.
Spending Accounts (FSA, HSA, LPFSA)
- The medical flexible spending accountallows you to contribute pre-tax, then request reimbursement for approved medical expenses. With the health flexible spending account, your entire yearly contribution amount is available to you immediately for eligible expenses.
- The dependent care flexible spending accountallows you to contribute pre-tax, then request reimbursement for approved dependent care expenses.
- The health savings account(HSA – for high deductible health plan participants only) allows you to contribute pre-tax, then request reimbursement for approved medical expenses (UGA will match up to ~$375 annually).
- Individuals who have HSAs may be eligible to enroll in a limited purpose flexible spending account for vision and dental care expenses.
Dental coverage is available for individuals and their families. Employees can choose from the Base plan or the High plan.
The vision plan covers exams and helps pay the cost of frames, lenses, and contacts. If you choose to buy vision insurance, it will supplement any vision benefits included in your health plan, if your health plan includes wellness vision coverage.