“I want to get a small business loan to start a business”

  • Posted by Emily Ambrose
  • On January 5, 2017
I have been a consultant with the UGA Small Business Development Center for almost 5 years, and I can’t tell you how many times I have heard this statement, or some variation of it. Unfortunately, a lot of these people do not have a good understanding of how to set up a business financially so […]
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Are you a Grasshopper or an Ant?

  • Posted by Stacy Johnson
  • On July 12, 2016
A favorite of mine is the story of The Grasshopper and The Ant. If you do not recall, the premise of the fable is that the Grasshopper is enjoying the summer day, hopping, chirping and singing away when the Ant passes by, working away, storing food. The Grasshopper asks the Ant why it is working so hard when everything is so easy, foods plentiful, and states that the Ant should be enjoying the sunshine. The Ant replies that he is planning for the winter, by continuing to work when everything was going well. Of course, winter comes and the Ant is well prepared while the Grasshopper is out in the cold, starving. The moral of the story is:
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2016 LeadSMART – Finance

  • Posted by Deborah Free
  • On May 23, 2016
Financing for Dynamically Growing Businesses Did you know you have more than one credit score?  When and how does a lender use each of your credit scores to assess your credit worthiness?  Do you know the difference between the terms, FICO, FairIsaac, BNI, Beacon and Pinnacle, Global Cash Flow, Debt to Income Ratio and Debt […]
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Financial Management Essentials at KSU

  • Posted by Carole Arnold
  • On April 29, 2016
Do you know your numbers?   Evaluating a company’s financial health is an essential skill for all business owners and managers. Designed specifically for small business owners, this evening workshop provides instruction on understanding your company’s financial performance.  Date: Wednesday, July 27, 2016 – 8:ooam to 11:00am Location: KSU Center, 3333 Busbee Drive, Room 401, Kennesaw, GA 30144 Cost: $69.00 Key […]
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Business Planning Boot Camp – Writing the Plan & Knowing the Numbers

  • Posted by Cheryl Greenerl
  • On March 31, 2016
We’ll demystify the process of creating a flexible business plan by breaking it down into two easy parts; writing the plan and knowing the numbers.  In part one, we’ll show you how to define and articulate the vision, mission and target market for your new business and develop a plan for starting the venture. In part […]
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Understanding Gross Margin

  • Posted by Ashley Panter
  • On March 2, 2016
Ignoring your financial statement is like ignoring the health of your business. Startups and new business owners often overlook understanding gross margin. This can have a direct impact on your ability to effectively manage a growing business, price your products, and most importantly, make a profit.   Gross Margin Overview The gross margin represents the […]
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