Funding Debt with Debt

  • Posted by Cheryl Greenerl
  • On September 6, 2018
There’s one issue that comes up from time to time when I’m talking with small business owners: funding debt with debt.  They find themselves in a situation where they are either growing too fast or having a slow spell, and they max out credit cards or lines of credit and need money in a hurry.  […]
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Creative Approach Restores Bank’s Interest in Hephzibah Automotive Shop

  • Posted by Sara Bertolini
  • On July 30, 2018
Muscle cars are Doug Springer’s passion. A registered nurse who sells medical devices from Augusta, he admits he has owned almost every make and model of hot rod made in the last 30 years. Those vintage beauties are often in need of restoration, but that only drives his passion further. “I grew up in Oklahoma, […]
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Aid in Securing USDA Loan Places Southwest Georgia Product in Stores Across the U.S.

  • Posted by Ashley Panter
  • On February 23, 2018
Ray Crosby knows his bees and honey. A third-generation farmer who lives with his family in the rural southwest Georgia town of Omega, he understands what makes his product—packaged as pure, unfiltered raw honey—unique. His knowledge, in fact, resonates with the customers from coast-to-coast who buy Weeks Honey. “Working with Ray, I’ve learned a lot […]
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Business Loan Application Tips Borrowers Can Take to the Bank

  • Posted by Ashley Panter
  • On May 2, 2016
Whether it’s to start, operate, expand or acquire a business, capital is required. Just how much is available, and what it will cost depends on each business’s unique situation and the personal financial position of its ownership. These two factors are so important that they find their way into the starting lineup of every loan application. Borrowers who have a good understanding of […]
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Applying for a Business Loan

  • Posted by Macy Thomas
  • On August 31, 2015
Whether it’s to start, operate, expand, or acquire a business, capital is required.  Just how much is available, and what it will cost, depends on each business’s unique situation and the personal financial position of its ownership. These two factors are so important that they find their way into the starting lineup of every loan […]
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Building a Relationship You Can Bank On

  • Posted by Marketing Intern
  • On February 12, 2015
Business relationships are important to overall business success, and far too few borrowers continue in a meaningful relationship with their lender after their loan has closed. In many cases, an adversarial type relationship develops over time. A common perception is that bankers only want to assist you when you don’t need them. Mark Twain even […]
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Show Lender You Know What You’re Doing

  • Posted by Liz Overstreet
  • On May 23, 2011
I often hear aspiring entrepreneurs complain they cannot get funding for a business startup. While it is difficult to obtain funding, it is not impossible. There are lenders willing to make startup loans, especially if the Small Business Administration (SBA) is willing to back up part of it. But you need to understand startup businesses […]
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